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Account status incorrect. In the year XXXX, I received a 1099 from Bank of America in the amount of {$3900.00}. ( See attachment below ). In the year XXXX, I also received another 1099 from Bank of America in the amount of XXXX. ( See attachment below ). I have paid taxes on these INCOME ( s ). Therefore, this was not a " charge-off, '' but actually INCOME since I received 1099 's for them AND i paid taxes on those income ( s ). Accordingly, by law, this should be removed from my credit report.