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Didn't receive enough information to verify debt. Dear Consumer Financial Protection Bureau, I am writing to formally file a complaint regarding Portfolio Recovery Associates ' failure to validate a debt I requested information on. I submitted a debt validation letter, per my rights under the Fair Debt Collection Practices Act ( FDCPA ), seeking detailed information about the alleged debt in order to determine whether it is legitimately mine. However, the response I received from Portfolio Recovery Associates did not provide sufficient information that would allow me to assess whether I owe the debt. They have provided generic documentation without including the necessary details such as the original creditor, account history, or any signed agreement demonstrating that I am responsible