Credit reporting or other personal consumer reports — OPORTUN FINANCIAL CORPORATION (CA)

Their investigation did not fix an error on your report. According to the IRS an unpaid charge off is income and according to the FCRA income can not be reported on a credit report I'm requesting a 1099-c from the following charged off accounts listed below Oportun/Prog XXXX after checking my most current report the information stated the acct was purchased by XXXX XXXX XXXX XXXX XXXX this acct can not be reported as a charge off on my credit report if the acct was sold to another lender please send the 1099-c form