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Account information incorrect. In accordance with XXXX CFR Part XXXX, XXXX of Title XXXX, the FCRA and per the Privacy Act of XXXX, as a federally protected consumer, I am now opting out of any & all authorization I, the consumer XXXX have given NAVY FEDERAL CREDIT UNION or XXXX XXXX XXXX XXXX XXXX written, non-written, verbal, or non-verbal in accordance with XXXX of Title XXXX. NAVY FEDERAL CREDIT UNION is in violation of multiple laws set forth by XXXX in reporting an alleged & disputed auto loan to XXXX on XX/XX/XXXX, in violation of FCRA & FDCPA then afterward, requesting final signature ( XXXX ) from XXXX XXXX XXXX on XX/XX/XXXX, XXXX, & XXXX, XXXX which they never received. XXXX ( XXXX ) ( A ) ( i ) states that the consumer report does not include information solely as to transacti