Credit reporting or other personal consumer reports — EQUIFAX, INC. (MA)

Account information incorrect. Dear CFPB, I am submitting this formal complaint under the Fair Credit Reporting Act ( FCRA ), XXXX XXXX. XXXX, and the Fair Credit Billing Act ( FCBA ), XXXX XXXX. XXXX, against Equifax for inaccurately reporting late payments and maintaining erroneous information regarding my XXXX XXXX XXXX account # XXXX. Below, XXXX detail the violations and applicable laws : XXXX. Violation of XXXX XXXX ( XXXX, XXXX XXXX. XXXX ) Under the Fair Credit Billing Act ( FCBA ), XXXX XXXX. XXXX, creditors are required to correct billing errors, including misreporting of payments made on time. In this case, the credit reporting agencies continue to report late payments without sufficient evidence to substantiate the accuracy of such claims. This failure to provide correct infor