Credit reporting or other personal consumer reports — TRANSUNION INTERMEDIATE HOLDINGS, INC. (CO)

Account information incorrect. Transunion, XXXX and XXXX are all reporting information that is either not allowed by law or is harming me commercially without justification. - Charge offs are considered income and should not be on my credit report. IRS Code - Under 26 U.S.C. 61 ( a ) ( 12 ), the Internal Revenue Code ( IRC ) specifies that income includes " income from the discharge of indebtedness. '' - My reports contain transaction data and expereinces between the consumer and person making the report. This is expressly excluded from comsumer credit reports per : 15 U.S. Code 1681a - Definitions ; rules of construction ( d ) Consumer Report. ( 2 ) Exclusions. ( A ) subject to section 1681s3 of this title, any ( i ) report containing information solely as to transactions or exp