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Sued you in a state where you do not live or did not sign for the debt. To Whom It May Concern : I am filing a formal complaint against Rubin & Rothman , LLC, regarding their alleged unfair and unlawful collection practices, as well as potential violations of the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq. This complaint specifically addresses Rubin & Rothman, LLCs ( the collector ) attempts to collect on a debt purportedly owed to XXXX XXXX, and XXXX alleged issuance of a 1099-C form to the IRS without notifying me. 1. Failure to Provide 1099-C Notification : XXXX XXXX . appears to have filed a 1099-C form with the IRS in relation to this debt. Under IRS rules, creditors who issue a 1099-C form must provide the debtor with a copy. However, I never received such notice,