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Attempted to collect wrong amount. Please be advised this is NOT a refusal to pay, but a notice sent pursuant to the FAIR DEBT COLLECTION PRACTICES ACT 15 USC 1692g stating your claim is disputed and validation is requested. This is NOT request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request your office provide me with competent evidence that I have a legal obligation to pay you. At this time, I will also inform you that if your offices have reported invalidated information to any of the XXXX major bureaus ( XXXX, XXXX, or XXXX ) this action may consult in fraud under both Federal and State laws. Due to this fact, if any negative mark is found on my credit reports by your comp