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Overdrafts and overdraft fees. For instance, recently I paid a purchase on XX/XX/XXXX from and I had got paid that day as well. My Navy Federal account stand at XXXX that morning therefore I did my XXXX shopping. My total at XXXX came to {$300.00} I believe which I had the money to cover and yet Navy Federal charges me on the XXXX of XXXX with an OOPS overdraft fee of {$20.00} because they broke the payment down into two payments of {$190.00}. Due to Navy Federal late charges I am being charged {$20.00} multiple times a week when I have the money in my account. From my understanding I thought I had 30 days from the date of the first charge to bring my account positive and they dont allow that to happen. I can show that Navy Federal still charges me for fees when I was having three pe