Credit reporting or other personal consumer reports — BARCLAYS BANK DELAWARE (KY)

Their investigation did not fix an error on your report. I am disputing the reporting of an account by Barclays Bank Delaware on my credit report. The information reported by Barclays contains inaccuracies and can not be verified per the requirements of the Fair Credit Reporting Act ( FCRA ). Specifically : 1. The Date of First Delinquency ( DoFD ) appears incorrect. According to my understanding, the DoFD should be XX/XX/XXXX, but Barclays is reporting a later date. This discrepancy is critical because it impacts the timeframe for when this negative account should be removed from my credit report. 2. The account shows repeated monthly charge-offs from XX/XX/XXXX through XX/XX/XXXX, despite the legal requirement that charge-offs be tied to the DoFD and not repeatedly reported. This c