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Card was charged for something you did not purchase with the card. On XX/XX/XXXX my wife had forgotten her wallet at home in XXXX while we were in XXXX XXXX waiting to board a cruise ship for a family vacation. We had an XXXX pickup the wallet from our home from grandparents which included the credit card, driver license, etc. This driver had the wallet between XXXX to XXXX ( per receipt with XXXX ). I received a notification that there was a suspicious charge on the card in the wallet from a business ( " XXXX XXXX XXXX for {$530.00} ) around this time. I specified that the charge was NOT authorized and declined the charge and began the fraud claim process. My cards were immediately deactivated. On XX/XX/XXXX BofA applied a temporary credit on the account for the above charges