Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (MO)

Reporting company used your report improperly. I am filing this complaint against XXXX XXXX XXXX for the unauthorized and inaccurate reporting of a collection account on my credit report. This account has been reported without my consent or proper validation, in clear violation of the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). Details of the Violation Unauthorized Reporting ( FCRA 15 U.S.C. 1681b ) : XXXX XXXX XXXX failed to obtain my explicit written consent to report this account. Reporting consumer information without permissible purpose is a direct violation of the FCRA. Inaccurate and Misleading Information ( FCRA 15 U.S.C. 1681e ( b ) ) : Credit reporting agencies are required to ensure the maximum possible accuracy of reported in