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Difficulty submitting a dispute or getting information about a dispute over the phone. On XX/XX/year>, I sent a letter to Jefferson capital to dispute an account that they are reporting on my credit report. I used the address they provided to the credit reporting agencies and the letter got returned to me due to incorrect address. ( I have included proof of the letter, the returned letter, and the address showing off the credit report ) Which is an FCRA violation to knowingly provide incorrect contact information. I did try to forward the letter to the address that was on the returned envelope, but the postal service stated that it wasn't a valid address. ALSO- they violated FDCPA- because at no point have they Spoken to me in person Spoken to me by telephone They did not mail me a c