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Debt is not yours. XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XX/XX/XXXX To Whom It May Concern : Subject : Unauthorized Sharing of Information and UCC Violation in regards to two finding on my credit report for the amounts of {$1400.00} ( XXXX XXXX XXXX ) and {$1100.00} ( XXXX XXXX XXXX XXXX XXXX ) This letter serves as formal notice regarding the unauthorized disclosure and handling of my personal information. Sharing my information with consumer reporting agencies without my explicit consent constitutes an infringement on my rights under the Privacy Act of 1974, Section 3-202. I have never conducted business with nor entered into any contractual agreement with LVNV FUNDING LLC. Consequently, any claim against me by this entity is without merit. Furthermore, transferring a security o