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Information belongs to someone else. Consumer Financial Protection Bureau ( CFPB ) XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX **Subject : ** Formal Complaint Against Experian and XXXX for Violating FCRA ( 15 U.S. Code 1681i ) **Relevant Legislation : ** **TITLE 15 Chapter 41** 1681s2. Responsibilities of Furnishers of Information to Consumer Reporting Agencies I am writing to formally lodge a complaint against Experian and XXXX for violating the Fair Credit Reporting Act. Both agencies have failed to fulfill their legal obligations, particularly concerning the accuracy of the information they report to my consumer report. My specific concerns include : Under the 15USC1681s2. 1. **Duty to Provide Accurate Information** : - Furnishers are PROHIBITED from reporting information they know