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Reporting company used your report improperly. My information was exposed in a data breach .Inaccurate inquiries that cause my score to drop tremendously do to the data breach.Actions stated never happened, erroneous payments entries.In accordance with the federal Fair Credit Reporting Act ( FCRA ), I respectfully request you investigate my claim and, if after your investigation, you find my claim to be valid and accurate, I request that you immediately update my credit report..I thank you for your consideration and cooperation. If you have any questions please contact me at XXXX