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Their investigation did not fix an error on your report. Steps to Leverage the CFPB Lawsuit and File a Complaint Understand the Relevant Laws : 15 USC 1681e ( b ) : Requires credit reporting agencies ( CRAs ) to ensure maximum possible accuracy in consumer reports. 15 USC 1681s-2 : Obligates furnishers of information ( e.g., creditors ) to provide accurate data and correct errors. 15 USC 1681i : Details the process CRAs must follow to investigate disputes and correct or delete inaccurate information. 15 USC 1681c ( c ) : Addresses the exclusion of outdated adverse information. Use the CFPB Lawsuit to Your Advantage : Highlight that XXXX has been accused of failing to conduct proper investigations into consumer disputes, which mirrors your experience. Mention how their alleged