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Credit card company won't work with you while you're going through financial hardship. XX/XX/year> Prosper credit card sent me an email saying they were decreasing my credit limit. I had been making more than the minimum amount. Got it down to under {$1000.00} and they decreased from {$2200.00} to {$1200.00}. Citing my credit was deteriorating which it was not. So I contacted them and they said I could contact you. Next, on XX/XX/year> they send an email stating they were revising the annual fee. Said to call to reject changes. I did. They cut off my card. Now I am refusing to pay them and they are hurting my credit further. When I got this card a few years ago they rewarded me by increasing my limit if I made payments. I always have until now. Hurting me XXXX on my credit. Please help. Th