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Attempted to collect wrong amount. Dear TEXCAP Financial LLC, This letter serves as a formal demand that you cease and desist from all further communication with me regarding the above-referenced account. I am requesting this under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692c ( c ). According to your records, the account details are as follows : Account Number : XXXX Original Loan Date : XXXX Amounts Referenced : [ e.g., {$16000.00}, {$4100.00}, {$6400.00} ] Status : Charge-Off I dispute the validity of the debt and the accuracy of your reporting. Additionally, I request that you verify the following : 1. The original creditor and detailed transaction history. 2. A breakdown of the amounts you claim are owed. 3. Documentation showing your authority to collect