Debt collection — P&B Capital Group, LLC (TN)

Didn't receive notice of right to dispute. I recently discovered that P & B Capital Group , LLC reported a collection account to XXXX without ever notifying me beforehand. Under the Fair Debt Collection Practices Act ( FDCPA ) ( 15 U.S.C. 1692g ), a debt collector is required to send a written notice within five days of their first communication with a consumer, detailing the amount owed, the original creditor, and the consumers right to dispute the debt. I never received such notice from P & B Capital Group before they placed this collection account on my credit report. When I became aware of the collection, I immediately sent a formal debt validation request via certified mail requesting verification of the debt. Specifically, I requested : Proof that P & B Capital Group legally owns