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Their investigation did not fix an error on your report. I am writing to dispute the inaccurate reporting of the account listed below on my credit file. The account information is incorrect and misleading due to repeated and inaccurate charge-off entries : Creditor Name : XXXX XXXX XXXX Account Number : XXXX Balance : Account charged off. {$13000.00} written off. {$13000.00} past due as of XX/XX/year>. This account has been listed as charged-off on a month-by-month basis in the payment history section of my credit report. A charge-off is a one-time event that should not be continuously reported as if it occurred multiple times. This ongoing reporting is inaccurate, misrepresents the account status, and unfairly damages my credit profile. Under 15 U.S.C. 1681e ( b ), credit reportin