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Debt is not yours. I received a call from a third party collection agency trying to collect debt for this account. all three credit beureus are showing chargeoff. I asked for a copy of the original contract, the payment schedule, dates and amounts paid and the agreement for the payment arrangements. wich were set up. I expressed to them that I was sick and had no income coming in and needed a payment arrangement. wich resulted in them taking too much money from my account and my bank account was closed. I called them again stressing i have a hardship. Still currently have a hardship. As stated before i have been phoned and written and emailed from a third party company trying to collect on this charged off account. the bank of America account number Account ending XXXXXXXX XXXX XXXX XXXX X