Credit reporting or other personal consumer reports — EQUIFAX, INC. (NY)

Information belongs to someone else. XXXX XXXX XXXX XXXX XXXX XXXX XXXX N.Y XXXX XXXX XXXX Subject : Formal Dispute Regarding Inaccurate Information on My Credit Report Dear [ Credit Reporting Agency ], I am writing to formally dispute the inaccurate information listed on my credit report, which I believe is negatively impacting my financial standing. Under the Fair Credit Reporting Act ( FCRA ), I am entitled to request a thorough investigation into these inaccuracies and expect that the investigation will be handled in accordance with federal law. It has come to my attention that the Consumer Financial Protection Bureau ( CFPB ) recently filed a lawsuit against Experian for failing to properly investigate consumer disputes, citing issues such as inadequate investigations, reinserted in