Credit reporting or other personal consumer reports — Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d

Information belongs to someone else. Fraudulent Creditor 1 Name : XXXX XXXX XXXX Original creditor : XXXXXXXX XXXX XXXX XXXX XXXX The Account Number : XXXX Fraudulent Creditor XXXX Name : COLUMBIA DEBT RECOVERY Original creditor : XXXX XXXX Summary : Both above accounts are fraud due to identity theft. I have never had a XXXX XXXX XXXX nor a XXXX XXXX. Please remove. I did not authorize anyone to use my credit or have any knowledge of this. Code 15 USC 1681 : 15 U.S.C. 1681 is a section of the U.S. Code that establishes the Fair Credit Reporting Act ( FCRA ). The FCRA governs how consumer credit reports are accessed and protects the privacy of consumer information. Purpose Ensures that consumer reporting agencies ( CRAs ) are fair, accurate, and confidential Protects consumers ' r