Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (SC)

Reporting company used your report improperly. A charge-off from XXXX was previously removed in XXXX after I fully paid the account. However, it was illegally reinserted on my credit report in XX/XX/XXXX without notification. Under FCRA 611 ( a ) ( 5 ) ( B ), a removed negative account can not be re-reported unless I receive written notice within five days. I never received this notice. This is a violation of federal law, and I am reporting this to the FTC for further investigation.