Credit reporting or other personal consumer reports — CREDIT ACCEPTANCE CORPORATION (PA)

Information belongs to someone else. This account is an individual account that belongs to my husband. This loan was not mine and should not be reported on my credit. I have the 1099-C they sent to him for the Charge off of the account. This is verification that this account DOES not belong to me and this account was not a joint account!! Fair Credit Reporting Act should be used in this situation that ensures correct and complete information and identification when reporting collection accounts and this is not my account