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Reporting company used your report improperly. Subject : Final Notice - Dispute of Unauthorized Collection Account on My Credit Report Dear Sir/Madam, I am writing to follow up on my previous correspondence dated XX/XX/year>, in which I disputed the following collection account on my credit report pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), the Fair Debt Collection Practices Act ( FDCPA ), and the Consumer Financial Protection Act ( CFPA ) : XXXXCreditor/Collection Agency Name : XXXX XXXX XXXX XXXXAccount Number : XXXXXXXX XXXXAmount : XXXX XXXX XXXXDate of Account XXXX XXXX