Credit reporting or other personal consumer reports — TRANSUNION INTERMEDIATE HOLDINGS, INC. (ME)

Old information reappears or never goes away. I previously disputed a XXXX XXXX collection account with Experian, and it was deleted. However, the account has now been reinserted under XXXX XXXX XXXX, which was not the original debt owner at the time of deletion. This reinsertion was done without any notice, violating FCRA 1681i ( a ) ( 5 ) ( B ). Additionally, multiple accounts on my report contain incorrect payment histories, charge-offs, and repeated monthly updates that negatively impact my credit score. Despite submitting clear evidence proving these inaccuracies, Experian failed to conduct a proper reinvestigation and left the incorrect information unchanged. I request the CFPBs intervention to ensure that Experian properly investigates my dispute, removes the inaccurate entri