Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (TN)

Their investigation did not fix an error on your report. Dear Consumer Financial Protection Bureau, I am submitting this formal complaint against Experian for its failure to comply with the Fair Credit Reporting Act ( FCRA ), specifically regarding the reporting of inaccurate late payment records on my credit report. Despite my repeated attempts to dispute these inaccuracies directly with Experian, they have failed to investigate and correct the errors, thereby violating their legal obligations under FCRA. The inaccurate late payment records in question are as follows : XXXX XXXX XX/XX/XXXX and XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXXXXXX XXXX XXXXXX/XX/XXXX XXXXXXXX XXXXXX/XX/XXXX Under 15 U.S. Code 1681o, credit reporting agencies may be held liable for damages caused by their negli