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Loan opened without my consent or knowledge. XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX, OH XXXX XXXX XXXX XX/XX/XXXX To : TransUnion LLC XXXX XXXX XXXX XXXX, PA XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Subject : Final Dispute and Immediate Deletion Request for Fraudulent Accounts and Inquiries | Legal Notice under FCRA Re XXXX Identity Theft FTC Report XXXX XXXX To Whom It May Concern, This letter serves as a formal dispute and legal demand to delete fraudulent information from my credit reports across all three bureaus. I am a verified victim of identity theft. The attached FTC Identity Theft Report ( Report # XXXX, dated XX/XX/XXXX ) along with supporting documentation confirms this. DISPUTED FRAUDULENT COLLECTION ACCOUNTS : 1. THE