Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (IL)

Reporting company used your report improperly. I am writing to formally request the removal of a paid and closed account from my credit report with your company, as it is reporting inaccurately across the credit bureaus. The account in question is [ XXXX ], and it appears as a charged-off account on my credit report. However, I have noticed that there is a discrepancy between the credit bureaus. Specifically, on XXXX, my payment for [ XX/XX/year> ] is listed as being paid on time, while on Experian, the payment is reported as 30 days late. Given that the account has been fully paid and the discrepancy in how the payment was reported to the credit bureaus, I respectfully request the removal of this paid and closed account from my credit report. Under the Fair Credit Reporting Act (