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Account information incorrect. I am submitting this complaint to formally dispute the presence of unauthorized and improperly reported information on my credit report. The information in question has been included in my credit file without my express written consent, in violation of the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681b, and I am requesting its immediate removal as required under 15 U.S.C. 1681c-2. Legal Violations Violation of 15 U.S.C. 1681b Reporting Without My Consent The FCRA explicitly states that consumer reports can only be furnished for permissible purposes with the consumers express written consent. I never provided any consent for this account to be reported on my credit file. Since my authorization was never obtained, the reporting of this account is