Credit reporting or other personal consumer reports — CITIBANK, N.A. (LA)

Old information reappears or never goes away. Dear Representative, I am writing to formally submit a complaint regarding the handling of my account with Macys ( Account Number : XXXX ). I am seeking monetary relief and corrective actions for several issues that have adversely affected my credit and financial well-being. Issues Encountered 1. incomplete Account Ledger : I was not provided with a complete account ledger by mail or email, which I believe is a violation of my right to receive accurate and complete account information. 2. Lack of Notice : I did not receive any notice ( via phone, mail, voicemail, email, or text ) regarding the charge-off on my account. 3. Negative Credit Reporting : Despite the absence of proper notification, negative informationincluding a reported l