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Investigation took more than 30 days. XXXX XXXXXXXX XXXX XXXX XXXX XXXX I am writing to formally address an issue regarding my previous dispute about the charge-off reported by XXXX XXXX XXXX XXXX XXXX ( Account No : XXXX ). According to the Fair Credit Reporting Act ( FCRA ), credit bureaus are required to investigate disputes within 30 days ; however, it has now been 31 days since my original request, and I have yet to receive a response. In my original correspondence on XX/XX/year> I requested an into the accuracy of the reported charge-off. Under XXXX5 U.S.C. 1681 ( e ) ( b ), I am entitled to a timely investigation and the necessary supporting documentation to substantiate the charge-off claim. As a reminder, I requested the following information : 1. A copy of the 1099-C form