Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (MS)

Account information incorrect. To Whom It May Concern, I am writing to formally dispute the accuracy of a repossession entry on my credit report. The account in question has been fully paid, yet it continues to be reported inaccurately, which adversely affects my credit standing. Disputed Account Details : Creditor : XXXX XXXX XXXX XXXX XXXX XXXXXXXX Date of Repossession : XX/XX/XXXX Basis for Dispute : Under the Fair Credit Reporting Act ( FCRA ), consumers have the right to dispute information they believe to be inaccurate. Specifically : FCRA 611 ( a ) ( 1 ) ( A ) : Mandates that credit reporting agencies must conduct a reasonable reinvestigation if a consumer disputes the completeness or accuracy of any item of information contained in their file. FCRA 623 ( a ) ( 1 ) ( A ) : Re