Loading Scampede…
Reporting company used your report improperly. These chargeoffs are being reported with a past due balance and payment status of 120 days late on my XXXX credit report. Account keeps coming back verified everytime i dispute it. I never had a account or signed a contract with this company, It is agianst FCRA for a charge off to be reported on a credit report as being late and reporting a past due balance. This company does not have the right to be reporting anything on my credit report. Canceled debt is considered income and it is illegal for income to be reported on a credit report.