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Their investigation did not fix an error on your report. An extension/deferment was requested on XX/XX/year> for my auto loan with Ally financials. The request was approved on the same day, as long as I met the stipulations of the agreement. On XX/XX/year>, Ally financial reported XXXX days on all credit bureaus and tarnished the joint account holders and my XXXXredit score, dropping it to almost XXXX points. I reached out to XXXX but case was closed because Ally financial did not provide me with the requested agreement until after the fact. Ally financial did not process a fair investigation and should not get away with bogus tactics.