Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (IN)

Information belongs to someone else. Consumer Report : Any communication of information by a consumer reporting agency related to a consumer 's creditworthiness, credit standing, or credit capacity that is used or expected to be used for credit, employment, or insurance purposes. Consumer Reporting Agency ( CRA ) : Any person or entity that regularly assembles or evaluates consumer credit information for the purpose of providing reports to third parties. File : All information on a consumer that is recorded and retained by a CRA. Person : Includes individuals, partnerships, corporations, trusts, and others. These definitions establish what qualifies as a credit report and who is responsible for handling credit information under the law. By falling under these definitions, con