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Account information incorrect. Dear TransUnion, Experian and Equifax, I've previously attempted to dispute this account ; with no resolution. This letter serves as a formal dispute regarding inaccurate late payment information currently listed on my credit report for the following account : Creditor Name ( XXXX XXXX XXXX ) Account Number ( XXXX ) : My credit report currently shows a consistent pattern of " XXXX '' days late payments for nearly every month throughout XXXX ( XXXX ) and XXXX ( XXXX ). This pattern is highly improbable and suggests a significant error in the reporting of my payment history for this account. It is not realistic for an account to be exactly XXXX days late each and every consecutive month over such an extended period. Furthermore, my credit report also i