Credit reporting or other personal consumer reports — EQUIFAX, INC. (NC)

Reporting company used your report improperly. In accordance with the Fair Credit Reporting Act ( FCRA ), I am submitting this formal complaint regarding the actions of " XXXX XXXX XXXX, '' which I believe to be in violation of my rights under federal law. Specifically : Under 15 U.S.C. 1681 Section 602 ( a ), I have a right to privacy regarding my personal and financial information. Under 15 U.S.C. 1681 Section 604 ( a ) ( 2 ), a consumer reporting agency may not furnish a consumer report without the written instruction of the consumer. To my knowledge, I have not provided any such written authorization to " XXXX & XXXX, '' nor have I initiated any business relationship with them that would justify the inclusion of their account on my credit report. I am requesting that this