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Information belongs to someone else. I, XXXX XXXX XXXX, am the victim of identity theft. I did not authorize, open, apply for, or benefit from the fraudulent account ( s ) or transaction ( s ) listed below. These activities were committed without my knowledge, consent, or participation. I became aware of the fraudulent activity, when I recently found out. Upon investigation, I confirmed that the following account ( s ) or inquiries are fraudulent and were not initiated by me : - [ List creditor name and account number or description ] - [ Additional fraudulent item ( s ) ] I have taken steps to protect my identity, including [ briefly mention actions you took : e.g., filing a police report, freezing my credit, notifying the creditor, filing an FTC report, etc. ]. I respectfully request tha