Credit reporting or other personal consumer reports — EQUIFAX, INC. (AR)

Account information incorrect. I am disputing a XXXX XXXX XXXX auto loan account that was previously removed from my credit report. However, it was recently reinserted without any notification as required under the Fair Credit Reporting Act ( FCRA ) 611 ( a ) ( 5 ) ( B ). This reinsertion occurred after I was asked to verify my identity multiple times. I received no formal written notice that the item would be or was reinserted, which is a direct violation of my rights under the FCRA. In addition, if the credit bureau relied solely on information provided by XXXX XXXX XXXX without independently verifying its accuracy, that constitutes willful noncompliance based on the ruling in XXXX XXXX TransUnion XXXX, XXXX XXXX XXXX ( XXXX XXXX. 1997 ) : > Simply parroting information from data