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Their investigation did not fix an error on your report. b'In reviewing the attached credit report investigation results provided by Transunion and XXXX, I have identified multiple discrepancies and conflicting data points, which I have detailed aboveXXXX. Conflicting Account Status Information\n\t\tStatus shows both Transferred and Charged-Off: This is contradictory. An account cannot be both charged off and transferred in the same context. The credit report should reflect either:XXXX charge-off, which implies a loss to the lender and closure, or\XXXX transfer, meaning the debt was sold or assignedXXXX. Payment Inconsistencies\n\t\tPayment Received: XXXX and Last Payment Made: 08/30/2024 ($0): If a $0 payment was received, how can that be listed as a payment date?\n\t\tThis indicates an