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Can't temporarily delay making payments. I applied 3 times to get this loan discharged. Most recently the application was received on XXXX XXXX, 2025 and denied XXXX XXXX, 2025. With no information on why. The company is Navient and has since changed to XXXX. The school was the Art Institute XXXX XXXX which no longer exists. It is proven to have been a fraudulent school and the degree is worthless. Navient/XXXX has discharged various other peoples private loans from the same school. There is no reason mine should be excluded. It seems like they randomly pick who they approve and deny without reading the very long application. I spent over a week on this application. I gathered verified information why it should be discharged. This is extremely stressful.