Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (CA)

Information belongs to someone else. In XX/XX/XXXX, I was the victim of identity theft involving fraudulent credit card accounts opened in my name without my knowledge or consent. Specifically, accounts with XXXX Bank, XXXX, and XXXX XXXX Bank were opened and used to accumulate debt. I did not authorize these accounts or transactions, and I had no knowledge of them until reviewing my credit report. I filed an official police report with the XXXX XXXX Police Department ( Incident # XXXX ) on XX/XX/XXXX, detailing the fraudulent activity under the offense of False Personation to Receive Money or Property. Despite this, these accounts remain on my credit report as charge-offs or derogatory accounts, which are negatively impacting my credit profile. I have already disputed these items