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Credit denial. I am submitting a follow-up to CFPB Complaint # XXXX, originally filed on XX/XX/year>. XXXX XXXX XXXX continues to report a disputed account on my credit reports with Experian and XXXX Despite my dispute and Method of Verification ( MOV ) request, no documentation has been provided. XXXX failed to produce a signed contract, payment history, or any evidence of account validity. This violates : FCRA 611 unverified information must be deleted. FCRA 623 ( a ) ( 3 ) furnishers must conduct a reasonable investigation. Additionally, on XX/XX/year>, the company responded via the CFPB portal and stated that there may be potential fraud involved. Yet, the account remains on my credit report with no resolution, exposing me to continued harm. I am now demanding the fol