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Their investigation did not fix an error on your report. I am submitting this complaint against both XXXX XXXX XXXX and Experian due to the ongoing reporting and mishandling of an account I never authorized or verified, Account # XXXX. I am filing this complaint against both XXXX XXXX XXXX and Experian for their continued reporting of an unverified and disputed debt, in violation of the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). On XX/XX/XXXX, I submitted a formal debt validation request to XXXX regarding Account # XXXX, invoking my rights under 15 U.S.C. 1692g and 12 CFR 1006.34. I requested verifiable proof of the debt, including a signed agreement and itemized payment history. Instead of providing a signed contract or valid docum