Credit reporting or other personal consumer reports — Self Financial Inc. (MD)

Account status incorrect. Subject : Dispute of Incorrectly Reported Late Payment Violation of 15 USC 1666b To Whom It May Concern, I am filing a complaint concerning an inaccurately reported late payment on my credit report. This reporting appears to violate the Truth in Lending Act, specifically 15 USC 1666b, which requires that a creditor allow a reasonable grace period ( at least 21 days ) before treating a payment as late. The account in question is : Creditor Name : SELF/SOUTHSTATE BANK Account Number ( last four digits ) : XXXX Date of Reported Late Payment : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Credit Bureau Reporting the Late Payment : XXXX XXXX XXXX XXXX XXXX I made my payment on time based on the billing statement and within the grace period. However, the creditor reported the