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Debt is not yours. I disputed a collection account reported by XXXX XXXX XXXX in the amount of {$8000.00}, which they claim is tied to a XXXX XXXX credit card. I asked them to freeze my account as well. They refused. I sent Experian a formal dispute letter along with my drivers license, a utility bill, and the last four digits of my SSN. Despite this, Experian sent a stall response claiming they need my full Social Security number, which is not required by law and violates FCRA 1681i. In my original dispute, I specifically requested the following : A signed contract bearing my signature A complete chain of title showing legal transfer of the debt Full itemized billing history Proof of permissible purpose under 1681b Experian has not provided any of this. XXXX has already removed t