Credit reporting or other personal consumer reports — EQUIFAX, INC. (CA)

Account information incorrect. Equifax is reporting a late payment for XXXX ( account ending in XXXX ) with a delinquency date of XXXXXX/XX/year>, despite the balance and past due amount being listed as {$0.00}. This reporting is inherently contradictory and misleading, as it implies delinquency where there is no financial obligation remaining. The presence of this account as a derogatory item is harming my credit profile and is inconsistent with the actual status of the account. Equifaxs decision to maintain a late payment designation in the absence of any due amount reflects a failure to maintain maximum possible accuracy. Recent findings by the Consumer Financial Protection Bureau ( CFPB ) have brought to light significant concerns regarding Equifax 's failure to conduct proper inve